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A First National Bank of Niagara checking account is
designed for efficiency and convenience, while remaining economical. We have
a variety of business banking services for you.
Small Business Checking For those business customers who are interested in an account that keeps the
small business in mind.
Check Safekeeping Checks are not returned with statement
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No Monthly Maintenance Fee
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No Minimum Balance Required
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50 Debit Transactions per month Free ($.20 each after allowance)
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12 Deposits per month Free ($.20 each after allowance)
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No return item charge back fee
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No charge for On - Us check deposited
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First 75 deposited transit items Free
($.10 each after free allowance)
Business Checking Accounts
For accounts that exceed the small business account transaction levels.
Commercial Transaction Account
Service Charge Schedule
|
Business Checking Account |
without Safekeeping |
with Safekeeping |
|
• Monthly Maintenance |
$3.00 |
|
$1.00 |
|
|
• Per Debit (check paid)
|
.10 |
|
.09 |
|
|
• Per Credit (deposit)
|
.15 |
|
.12 |
|
|
• Per Transit Check Deposit
(each check not on our bank) |
.07 |
|
.06 |
|
Earning Credit The above charges are reduced by an earning credit computed on
your average-collected balance. The credit is equal to the interest we
pay on NOW accounts.
|
Business NOW
Checking Account |
without Safekeeping |
with Safekeeping |
|
• Monthly Maintenance |
$3.00 |
|
$1.00 |
|
|
• Per Debit (check paid)
|
.10 |
|
.09 |
|
|
• Per Credit (deposit)
|
.15 |
|
.12 |
|
|
• Per Transit Check Deposit
(each check not on our bank) |
.07 |
|
.06 |
|
Earning Credit There is no earnings credit in this account.
Interest is computed on the daily collected balance, paid monthly. Business
NOW accounts are allowed for sole proprietorship and other similar accounts.
We can assist you in determining if
you qualify for this type of account. |