|
FACTS
|
WHAT DOES THE FIRST NATIONAL BANK OF NIAGARA DO WITH YOUR
PERSONAL INFORMATION?
|
|
|
|
|
|
|
|
|
Why?
|
Financial companies choose how they share your personal
information.
Federal law gives consumers the right to limit some but
not all sharing.
Federal law also requires us to tell you how we
collect, share, and protect your personal information.
Please read this notice carefully to understand
what we do.
|
|
|
|
|
|
|
|
What?
|
The types of personal information we collect and share
depend on the product or service you have with us.
This information can include:
§
Social Security number and
income
§
account balanc and
payment history
§
transaction history and
transaction or loss history
When you are no
longer our customer, we continue to share your
information as described in this notice.
|
|
|
|
|
|
|
|
How?
|
All financial companies need to share customers’ personal
information to run their everyday business.
In the section below, we list the reasons financial
companies can share their customers’ personal information;
the reasons The First National Bank of Niagara chooses to
share; and whether you can limit this sharing.
|
|
|
|
|
|
|
|
Reasons we can share your personal information
|
Does The First National Bank of Niagara share?
|
Can you limit this sharing?
|
|
For our everyday business purposes –
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus
|
No
|
We don’t share
|
|
For our marketing purposes –
to offer our products and services to you
|
No
|
We don’t share
|
|
For joint marketing with other financial companies
|
No
|
We don’t share
|
|
For our affiliates’ everyday business purposes –
information about your transactions and experiences
|
No
|
We don’t share
|
|
For our affiliates’ everyday business purposes –
information about your creditworthiness
|
No
|
We don’t share
|
|
For non-affiliates to market to you
|
No
|
We don’t share
|
